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Sorting it Out

Here are some points to consider as you research your options. If we can be of assistance, please email your request or contact us at (616) 452-1568 extension 107.

As you mull over your decision, we have some recommendations:

Begin early.
With the benefit of ample time, your deliberations can include input from your loved ones as well as your medical and financial consultants. Trying to make snappy decisions in the midst of a crisis does not serve you well.

Do your homework.
Knowledge is a good thing when it comes to understanding the world of retirement options. There are many. It’s been likened to purchasing a mattress – organizations will define services differently and charge for them differently, too. An overview on retirement basics can be found at the American Association of Homes and Services for the Aging web site (www.aahsa.org). Look for the Consumer Information link on the left.

Some organizations offer only one or two levels of care. Others provide a full range of residential options and services including independent living, assisted living and skilled nursing. These are called continuing care retirement communities (CCRC). Clark is one of only three CCRCs in Michigan to receive CCAC/CARF accreditation.

Learn about the living levels.
Sometimes the same names are used for different types of housing and different names are used for the same type of housing. In a word, it can be confusing. There are three levels of residential care: independent living, assisted living and skilled nursing. In addition to individual sections, concise definitions of these terms can also be found in the Glossary.

Be honest about your wants, needs and goals
Are you considering a short-term stay or a permanent move? What do you want? What do you need? What’s important to you? How might these change in the future? How do the services and amenities at specific retirement communities compare with your personal list?

Run the numbers
What are the financial implications of your choices? How does that compare with your financial portfolio?

Trust your instincts.
After you have asked questions, listened closely and toured the places that interest you, the next step is easy. Follow your heart.

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